First month completely free — no card needed

Your money.
Your life.
Aligned.

Most plans fail because they're built for a perfect version of your life. Plan Aligned is built for your actual one — the month with three birthdays, the car rego you forgot about, the spontaneous dinner you needed after a long week. A personalised money plan that lands in your inbox every month and already knows what's coming. So you finally do too.

one
Fill your quiz5 minutes, once
two
Get your planIn your inbox, same day
three
Check in monthlyPlan updates around your life
Start my free month → See how it works
$9.95
Per month
5 min
To get started
100%
Personalised
How it works

Built around your
actual life

Not a generic template. Not a one-size-fits-all spreadsheet. A plan that knows your income, your social life, your upcoming expenses, and your goals — and rebuilds every single month.

01
Fill in your quiz
5 minutes. We ask the questions no other finance tool thinks to ask — three birthdays in June, car rego due next month, that Europe trip you're saving for. All of it goes into your plan.
02
Your plan arrives
Within minutes a personalised plan lands in your inbox. Your name on it. Your numbers inside. A note written specifically for what's happening in your life this month.
03
Know your number
Every expense mapped before it arrives. Every fortnight broken down. You'll know exactly what you can spend before you spend it — and nothing will catch you off guard.
04
It updates every month
New job, new rent, a month where you just needed to live a little. Your check-in takes 5 minutes and your next plan rebuilds completely around whatever changed.
What's waiting for you every month

More than a plan.
A whole system.

Every month something beautiful lands in your inbox that was made entirely for you. Not a template. Not a generic guide. Yours.

🧡
Your personalised monthly plan
A plan built entirely around your life. Your income, your pay cycle, your upcoming expenses, your savings goal. Every month it opens with a note written specifically for you — what's coming up, what to watch, how to handle it. Nothing generic. Ever.
Take home this month$3,600
3 birthdays in June 🎂$180 ✓ included
Car rego due June 14$320 ✓ set aside
Europe fund this month$400 ✓ locked in
Daily spending budget$88 / day
📅
Colour coded digital calendar
Every pay day, birthday, bill and subscription mapped onto a beautiful visual calendar. Colour coded so you can see your whole month at a glance. Nothing sneaks up on you again.
🦋
Your spending personality
Every plan reveals your money type — Social Butterfly, Comfort Spender, Impulse Buyer or Avoider. Finally understand why you spend the way you do — and get a plan built around it, not against it.
🌟
3 month outlook
Not just this month — what's coming in the next three. Christmas, car rego, silly season. Plan for it now before it blindsides you.
✦
Monthly win challenge
Every month your plan closes with one specific habit challenge based on your weakness. Not a list of rules — just one thing to try that actually fits how you think about money.
Pricing

One coffee a week.
Hundreds saved.

Skipping one iced coffee a week is $9.95 a month. The right plan could save you hundreds. That's the whole deal.

Free Trial
$0
First month, no card needed
  • ✓Your first personalised plan
  • ✓Visual expense calendar for month 1
  • ✓Daily spending number
  • ✓Fortnightly breakdown
  • ✓No credit card required
Start free →

No card. No commitment. Just your plan.

Most popular
Monthly Member
$9.95
per month · cancel anytime
"Less than one coffee a week." ☕
✦ included every month
Find out your spending personality
Social Butterfly, Comfort Spender, Impulse Buyer or Avoider — your plan names it and builds around it.
  • ♥A brand new personalised plan every month
  • ♥Your spending personality — named, not judged
  • ♥Visual calendar with every expense mapped out
  • ♥Best savings rates updated monthly
  • ♥3 month outlook — no more surprises
  • ♥Savings goal tracker with real projections
  • ♥Mid-month updates when life changes
  • ♥Monthly win challenge just for you
Start my free month → pay nothing today

First month completely free. Card only needed after.

What members say

Real people.
Real results.

★★★★★
"I've tried every budgeting app. This is the first thing that actually accounts for my real life. It knew about my car rego before I even remembered it was coming."
Z
Zara, 23
Nurse · Gold Coast
★★★★★
"I switched my savings to ING based on the rates in my plan and I'm earning an extra $340 a year. For $9.95 a month that's the easiest decision I've ever made."
I
Isla, 21
Uni student · Brisbane
★★★★★
"The note at the start of my plan every month makes me feel like someone actually thought about me. I look forward to it more than payday."
C
Camille, 25
Marketing · Melbourne
FAQ

Your questions,
answered.

Is this financial advice? +
No — Plan Aligned provides general financial education only, not personal financial advice. For advice specific to your situation, please speak to a licensed financial adviser.
How personalised is it really? +
Genuinely personalised — not a template with your name swapped in. Your plan is built from your specific answers about your income, pay cycle, upcoming expenses, social life, and goals. No two plans look the same.
What if my life changes mid-month? +
That's exactly what the monthly check-in is for. Five minutes at the end of every month and your next plan rebuilds completely around whatever changed.
Can guys use this too? +
Absolutely. Plan Aligned is for anyone who wants a personalised money plan that fits their real life. We welcome everyone.
How do I cancel? +
One email and you're done. No hoops, no retention calls. If it's not working for you we'd rather you cancel than pay for something that isn't helping.
What happens after my free month? +
At the end of your free month you'll get an email showing a teaser of your Month 2 plan. If you want to continue it's $9.95. If not, no charge, no hard feelings.

Your money era
starts now.

First month completely free. No credit card. No commitment. Just a plan built entirely around your actual life.

Build my free plan →
Takes 5 minutes. Your plan arrives the same day. 🧡
Already a member?
Something come up mid-month that wasn't in your plan? We'll adjust it for you.
Update my plan →